The process
Eight phases. Zero mystery.
Most mortgage stress is just not knowing what happens next. Here's the whole map — with honest timelines and the condo-specific steps city buyers should know about.
The conversation
Goals, timeline, rough numbers. Fifteen minutes, zero paperwork, zero pressure.
Pre-approval
Documents in, credit reviewed, real budget out — plus a letter that makes your offers credible.
House (or condo) hunting
You shop; Megan stays on call. Payment estimates for any listing, condo building checks before you fall in love.
Offer & contract
Megan coordinates with your agent on strategy — and can update your letter to match the offer.
Processing & appraisal
The file gets built: appraisal ordered, condo questionnaire out early (city buyers, this is the schedule-saver).
Underwriting
An underwriter verifies everything. A few extra document requests here are normal — not a bad sign.
Clear to close
The magic words. Final numbers reviewed together — no surprises at the table, ever.
Closing day
Sign, fund, keys. In Illinois your attorney handles the table; Megan has already triple-checked the numbers.
The communication promise
You'll never wonder where your loan stands.
Read Megan's reviews and one word repeats: communication. Her team proactively updates you at every milestone — application received, appraisal in, underwriting clear — so you hear news from them first, not from your agent, and never from silence.
Questions between milestones? Text her. That's not an imposition; it's the service.
See what clients say →
Start phase one today.
Phase one is a conversation. It costs nothing, commits you to nothing, and turns the unknown into a plan.